Foreclosure Assistance's

Since 2001, United Neighbors has been a HUD-approved Housing Counseling Agency. We assist homeowners who are facing possible foreclosure by providing information and guidance as to the options that are available. The housing crisis in America is seriously impacting thousands of Iowans. As a growing number of our citizens face foreclosure, we have convened a group of public and private agencies to enhance existing counseling services by increasing the capacity of counseling agencies to serve more individuals. Our goal is to motivate homeowners to seek help by calling United Neighbors at 563-322-7363 or Iowa Mortgage Help Hotline at 877-622-4866. Around Iowa, thousands of people just like you are struggling to pay the mortgage. These are good, hard-working Iowans who, for any number of reasons, are facing financial difficulties that make it difficult or impossible to repay their home loan Some Iowans are facing mounting healthcare costs Some Iowans are coping with a job loss Some Iowans have an adjustable rate mortgage that has re-set to an unmanageable interest rate No matter the reason for your financial challenges, the Iowa Mortgage Help* initiative is here to assist you. Whether you are currently behind on your monthly mortgage payment, or if you may soon experience financial trouble, call for help now. United Neighbors along with several credible public and private organizations and businesses teamed up to create the Iowa Mortgage Help initiative. With the assistance of a federal grant, this group is committed to making Iowans aware of free mortgage counseling resources to help them achieve the best possible solution to their individual financial situation.

See below links to organizations and businesses who are part of Iowa Mortgage Help initiative:

The Obama Administration’s Making Home Affordable Program was created to help millions of homeowners refinance or modify their mortgage payments to a level that is affordable now as well as in the future. If you are looking for a way to make home ownership more affordable, the Home Affordable Refinance or the Home Affordable Modification may be able to help.

Home Affordable Refinance
Are you paying your mortgage on time, but are unable to refinance to a lower interest rate, perhaps due to a decrease in the value of your home?A Home Affordable Refinance may be the solution. This refinance option is designed to help homeowners whose loans are held by Fannie Mae or Freddie Mac refinance into more affordable mortgages.
Home Affordable Modification
Are you struggling to make your monthly mortgage payment, perhaps because your interest rate has increased or you now have less income? The Home Affordable Modification may be the best option for you. This modification option is intended to help provide qualified homeowners with mortgage payments they can afford.

Take Action Today ----- If you think you may be among the millions of homeowners who are eligible for the Making Home Affordable Program, act now. • For more information about the Making Home Affordable Program, visit

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