Foreclosure Assistance's

Since 2001, United Neighbors has been a HUD-approved Housing Counseling Agency. We assist homeowners
who are facing possible foreclosure by providing information and guidance as to the options that are
available. The housing crisis in America is seriously impacting thousands of Iowans. As a growing number of our citizens face foreclosure, we have convened a group of public and private agencies to enhance existing counseling services by increasing the capacity of counseling agencies to serve more individuals. Our goal is to motivate homeowners to seek help by calling United Neighbors at 563-322-7363 or Iowa Mortgage Help Hotline at 877-622-4866.
Around Iowa, thousands of people just like you are struggling to pay the mortgage. These are good, hard-working Iowans who, for any number of reasons, are facing financial difficulties that make it difficult or impossible to repay their home loan Some Iowans are facing mounting healthcare costs Some Iowans are coping with a job loss Some Iowans have an adjustable rate mortgage that has re-set to an unmanageable interest rate
No matter the reason for your financial challenges, the Iowa Mortgage Help* initiative is here to assist you. Whether you are currently behind on your monthly mortgage payment, or if you may soon experience financial trouble, call for help now.
United Neighbors along with several credible public and private organizations and businesses teamed up to create the Iowa Mortgage Help initiative. With the assistance of a federal grant, this group is committed to making Iowans aware of free mortgage counseling resources to help them achieve the best possible solution to their individual financial situation.
See below links to organizations and businesses who have teamed up to create the Iowa Mortgage Help initiative:
Iowa Home Ownership Education Project The Iowa Home Ownership Education Project supports homeowner education in Iowa through collaboration of organizations and individuals.
Iowa Mediation Service Iowa Mediation Service is a non-profit organization, serving Iowans since 1985. With offices in West Des Moines, Spencer, Mason City, Creston and Cedar Rapids, IMS works with thousands of Iowa homeowners and lenders on mortgage issues such as refinancing and foreclosure. Mediation is a voluntary process in which parties meet with a neutral third party mediator and look for win/win solutions
Iowa Legal Aid Iowa Legal Aid, along with attorneys across the state who take part in Volunteer Lawyer Projects, help nearly 50,000 Iowans every year. More than one-third of the clients are victims of domestic abuse. Half are children. Iowa Legal Aid has helped people with legal problems involving housing, home foreclosures, health care, safety and other basic necessities for more than thirty years. People with nowhere else to turn - women, senior citizens, veterans, children and other low-income residents - get help from Iowa Legal Aid.
Iowa Office of the Attorney General Attorney General Miller has been a leader on mortgage foreclosure issues in Iowa and the U.S. He founded the Iowa Foreclosure Hotline, now known as the Iowa Mortgage Help Hotline, and he has proposed legislation to protect home mortgage borrowers. Miller was the lead Attorney General in the nation’s two largest consumer fraud mortgage cases. In the Household Finance case, consumers received $484 million, including about $1.5 million for Iowans. In the Ameriquest case, consumers received $295 million, including about $2.2 million for Iowans. Miller also is leading the State Foreclosure Prevention Working Group, a group of state attorneys general and banking supervisors that is working with the largest services of sub prime mortgages to avoid as many unnecessary foreclosures as possible.
Iowa Finance Authority The Iowa Finance Authority's mission is to finance, administer, advance and preserve affordable housing and to promote community and economic development for Iowans. IFA is a self-supporting public agency.
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